Maturity date of the protection (DT_MTRTY_PRTCTN)

Definition: Maturity date of the protection. The contractual maturity date of the protection, which is the earliest date at which the protection may terminate or be terminated, taking into account any agreements amending initial contracts. The maturity date of the protection is a date which is contractually specified. It is the earliest date beyond which the protection is not legally valid, taking into account any agreements amending initial contracts.

Reporting qualification: The maturity date of the protection is reported for each protection received record. If no specific date is provided in the credit contract (or no such date arises from the general legal framework), “Non-applicable” is reported as the value for “maturity date of protection”. 28 February 2017 AnaCredit Reporting Manual – Part II – Datasets and data attributes

Values: Unless “Non-applicable” is be reported, the maturity date of the protection is reported as a date indicating the day on which the protection will be terminated or may be terminated. General reporting instructions, specific cases and examples The maturity date of the protection is not a property of the received protection item itself (e.g. the expiry date of a debt security pledged as protection) but of its function as protection securing a reported instrument (e.g. the date upon which the debt security may be withdrawn from serving as protection for the reported instrument). If the protection is used to secure multiple instruments and in relation to each instrument, it is contractually specified that the protection cannot be used beyond the maturity date of the instrument, and the reported maturity date of the protection is the earliest of all the maturity dates specified in any of the contracts. Additionally when the reporting reference date reaches or is after the earliest protection maturity date, then “maturity date of protection” is changed/rolled over to the next such date, i.e. the maturity date of the next reported instrument to which the protection item is linked, unless the maturity date is unspecified for the instruments. If the credit contract expressly specifies that the protection can be legally pledged for an unlimited period of time, then “Non-applicable” is reported. Similarly, if no specific date is provided in the credit contract (or no such date arises from the general legal framework), “Non-applicable” is reported as the “maturity date of protection”. Please note that the “Non-applicable” value is understood such that no specific maturity date has been contractually agreed. For example, if a protection item is pledged “until further notice”, the value “Non-applicable” is reported. Physical collateral, gold, equity shares and real estate collateral do not expire in the same way that, for example, a debt instrument does. However, the contract establishing that those physical goods, equity shares or property may be used as protection for a specific instrument may set a maturity date upon which the function of these goods or property as protection may terminate or be terminated. This date is reported. If no such provision exists in the contract, and the instrument gives no such information either, the value “Non-applicable” is reported. If trade receivables are used as collateral, the end of the limitation period sets an upper limit for the maturity date, but it is not necessarily the contractually agreed maturity date. If a maturity date has been contractually specified, this value is reported. If no maturity date has been specified in the contract, the value “Non- applicable” is reported rather than the end of the limitation period. 28 February 2017 AnaCredit Reporting Manual – Part II – Datasets and data attributes

Definition: Maturity date of the protection. The contractual maturity date of the protection, which is the earliest date at which the protection may terminate or be terminated, taking into account any agreements amending initial contracts. The maturity date of the protection is a date which is contractually specified. It is the earliest date beyond which the protection is not legally valid, taking into account any agreements amending initial contracts.

Reporting qualification: The maturity date of the protection is reported for each protection received record. If no specific date is provided in the credit contract (or no such date arises from the general legal framework), “Non-applicable” is reported as the value for “maturity date of protection”. 28 February 2017 AnaCredit Reporting Manual – Part II – Datasets and data attributes

Values: Unless “Non-applicable” is be reported, the maturity date of the protection is reported as a date indicating the day on which the protection will be terminated or may be terminated. General reporting instructions, specific cases and examples The maturity date of the protection is not a property of the received protection item itself (e.g. the expiry date of a debt security pledged as protection) but of its function as protection securing a reported instrument (e.g. the date upon which the debt security may be withdrawn from serving as protection for the reported instrument). If the protection is used to secure multiple instruments and in relation to each instrument, it is contractually specified that the protection cannot be used beyond the maturity date of the instrument, and the reported maturity date of the protection is the earliest of all the maturity dates specified in any of the contracts. Additionally when the reporting reference date reaches or is after the earliest protection maturity date, then “maturity date of protection” is changed/rolled over to the next such date, i.e. the maturity date of the next reported instrument to which the protection item is linked, unless the maturity date is unspecified for the instruments. If the credit contract expressly specifies that the protection can be legally pledged for an unlimited period of time, then “Non-applicable” is reported. Similarly, if no specific date is provided in the credit contract (or no such date arises from the general legal framework), “Non-applicable” is reported as the “maturity date of protection”. Please note that the “Non-applicable” value is understood such that no specific maturity date has been contractually agreed. For example, if a protection item is pledged “until further notice”, the value “Non-applicable” is reported. Physical collateral, gold, equity shares and real estate collateral do not expire in the same way that, for example, a debt instrument does. However, the contract establishing that those physical goods, equity shares or property may be used as protection for a specific instrument may set a maturity date upon which the function of these goods or property as protection may terminate or be terminated. This date is reported. If no such provision exists in the contract, and the instrument gives no such information either, the value “Non-applicable” is reported. If trade receivables are used as collateral, the end of the limitation period sets an upper limit for the maturity date, but it is not necessarily the contractually agreed maturity date. If a maturity date has been contractually specified, this value is reported. If no maturity date has been specified in the contract, the value “Non- applicable” is reported rather than the end of the limitation period. 28 February 2017 AnaCredit Reporting Manual – Part II – Datasets and data attributes

Der Fälligkeitstag der Sicherheit ist vertraglich festgelegt. Es handelt sich unter Berücksichtigung aller Vereinbarungen zur Änderung ursprünglicher Verträge um den frühestmöglichen Zeitpunkt, ab dem die Sicherheit nicht mehr rechtsgültig besteht. Sieht der Kreditvertrag kein bestimmtes Datum vor (und ergibt sich auch aus dem allgemeinen rechtlichen Rahmen kein solches Datum), ist „nicht zutreffend“ als Wert anzugeben. Vorbehaltlich der Angabe „nicht zutreffend“ ist als Fälligkeitstag der Sicherheit das Datum anzugeben, an dem die Sicherheit ausläuft oder gekündigt werden kann. Der Fälligkeitstag der Sicherheit ist keine Eigenschaft der empfangenen Sicherheit selbst (z. B. der Fälligkeitstag einer als Sicherheit gestellten Schuldverschreibung), sondern eine Eigenschaft ihrer 1 Siehe: https://gisco-services.ec.europa.eu/tercet/flat-files. 2 Siehe https://ec.europa.eu/eurostat/web/products-datasets/-/reg_area3. Deutsche Bundesbank Statistik Richtlinien Januar 2026 6.137 Kreditdaten- statistik Funktion als Sicherheit für ein gemeldetes Instrument (z. B. das Datum, ab dem die Schuldverschreibung als Sicherheit für das gemeldete Instrument zurückgenommen werden kann). Wird die Sicherheit zur Besicherung mehrerer Instrumente verwendet und in Bezug auf jedes dieser Instrumente vertraglich vereinbart, dass die Sicherheit nicht über den Fälligkeitstermin des Instruments hinaus verwendet werden kann, gilt als Fälligkeitstag der Sicherheit der früheste in den entsprechenden Verträgen angegebene Fälligkeitstermin. Fällt der Meldestichtag auf den frühesten Fälligkeitstag der Sicherheit oder einen späteren Tag, verschiebt sich der Fälligkeitstag der Sicherheit auf den nächsten solchen Tag, d. h. Fälligkeitstag ist dann der Fälligkeitstermin des nächsten gemeldeten Instruments, das mit der Sicherheit unterlegt ist, es sei denn, es ist kein konkreter Fälligkeitstermin für die Instrumente angegeben. Ist in dem Kreditvertrag ausdrücklich festgelegt, dass es rechtlich zulässig ist, die Sicherheit für unbestimmte Zeit zu stellen, wird „nicht zutreffend“ angegeben. Sieht der Kreditvertrag (und auch der allgemeine rechtliche Rahmen) kein bestimmtes Datum vor, ist „nicht zutreffend“ bei Fälligkeitstag der Sicherheit anzugeben. Wurde beispielsweise eine Sicherheit „bis auf Weiteres“ bestellt, ist der Wert „nicht zutreffend“ anzugeben. Im Falle von verpfändeten Forderungen aus Lieferungen und Leistungen ist die (gesetzliche) Verjährungsfrist nicht als Fälligkeitstag der Sicherheit anzugeben. Sachsicherheiten, Gold, Aktien und Immobiliensicherheiten haben keine irgendwann endende Laufzeit wie beispielsweise Schuldtitel. Der Vertrag, mit dem diese Sachgüter, Aktien oder Immobilien als Sicherheit für ein bestimmtes Instrument bestellt werden, kann jedoch einen Fälligkeitstermin für die Funktion der betreffenden Güter oder Immobilien als Sicherheit festsetzen, zu dem diese ausläuft oder gekündigt werden kann. Dieses Datum ist anzugeben.